0116-393 - Consumer Debt Capacity:Management and Assessment Issues

Institution:

Rochester Institute of Technology

Subject:

Description:

This course reviews the basic trends in the growth of consumer debt, cognitive factors infl uencing debt (needs, wants, and desires), good vs. bad debt, consumer credit reports, household budgeting, loan underwriting, household debt capacity, consumer debt repayment strategies, legal issues in debt collection policies, and debt management programs. (0104-220; 0116-221) Credit 4

Credits:

3.00

Credit Hours:

Prerequisites:

Corequisites:

Exclusions:

Level:

Instructional Type:

Lecture

Notes:

Additional Information:

Historical Version(s):

Institution Website:

www.rit.edu/

Phone Number:

(585) 475-2411

Regional Accreditation:

Middle States Association of Colleges and Schools

Calendar System:

Quarter

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